Secrets on How to Lose Weight in Debt and Gain Muscle in Money Knowledge: A Funny Guide to Financial Fitness

Have you ever been to the gym, and you see a guy working out and his upper body is huge and filled with muscle, but his legs look like they belong on a stick figure? (If not, chances are it's you, you have the chicken legs). More than likely that person is missing leg day. If you're not careful to work out all aspects of your finances, then your bank account could look the same way! Now, if your bank account does look like it skipped leg day well then don't trip, you came to the right gym (a gym for your wallet that is). With these secrets, you'll will have the right tools to help you shed the debt weight and bulk up on financial knowledge. Ready to have a perfect financial physique? Let's get it in!

1. Warming Up: Figuring out Your Financial BMI (Banking Muscle Index)

When you do warm-ups, they help you from being injured in the gym. So just like warm-ups, understanding your Banking Muscle Index sets you up for success and achievement. Look over your current financial health and set small goals that are realistic. If you can only start off doing a small number of push-ups in the gym, you can start off knowing how to a financial health assessment or learning more about debt management. (Unless you're me, I can only do 1 push-up a day, then I'll just lay on the floor for like 30 minutes looking at YouTube.)

2. Credit Score Cardio: Running from Debt

If your credit score is lower than that grade you got from your P.E. class in high school, (don't ask how I know these things) then it's time for some financial cardio. Discover ways to boost your credit score, placing your bills on autopay, paying down credit card debt, and please for the love of God, run far away from the "Buy now and Pay Later" deals.

3. Lifting Weights: Building Wealth with Good Investments

Does it feel good to sweat away the debt calories? Good! Now let's pump ourselves up with some financial weights! Gain strength from learning about smart investments such as stocks, real estate and saving plans. The more you strengthen yourself with this knowledge, the closer you'll be to having a bulk up bank account. I mean you'd be crazy not to want that!

4. Feeding your Financial Knowledge with a Smart Nutrition Guide.

It wouldn't be a smart idea to eat a cinnamon roll before you work-out (although it would be absolutely delicious) therefore it wouldn't be smart decision to let misinformation and fake news to fuel your financial decisions. Discover the financial facts and learn to digest wise financial advice from experts and avoid scams. This is the protein smoothie for financial fitness- it's vital to your financial health!

5. Time to Recover: Avoid the Burnout and Manage the Stress of Controlling your Finances

Whew! Sometimes workouts can get intense, especially a work-out dealing with your finances! That's why it's imperative to rest and recover for your financial well-being. Look for ways to manage financial stress and prevent the burnout by setting aside for self-care and relaxation time. Your mental health is priceless and the true underdog in your financial fitness journey so please take care of yourself!

6. We've Reach the End and it's Now Time to Stretch: Setting Financial Goals for the Future

You have come a long way to get here and now it's time for the final stretch. Discover ways to set aside long-term financial goals from working on your retirement plans to setting aside money for a purchase of a home or even paying college tuition. This is the part where you cooldown from the rigorous working out of saving and investing to making smart choice of how you're going to spend. By making these smart decisions you can maintain those gains!

Conclusion: Let's Celebrate Your Financial Transformation!

We did it! Whooo Hooo! Congratulations you finished the extreme financial workout! Continue to celebrate your progress and keep up the good work. Just like working out in the gym on the daily, maintaining consistency is absolutely vital to getting those gains. Keep educating yourself, keep saving and last keep investing and you will be financially fit before you know it!